Non-QM Marketplace

Submit. Close. Fund.

theVICE

For the Self-Employed

90% LTV / $3.5M

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theGURU

For Good Credit Borrowers

90% LTV / $3.5M

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theZERO

Business Purpose Loans

80% LTV / $3.5M

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theSNAP

For Borrowers with Imperfect Credit History

90% LTV / $3M

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theLUXE

Jumbo Financing

theFOREIGN

For the International Buyers

75% LTV / $2M

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theFLEX

For Borrowers with Imperfect Credit History

90% LTV / $3M

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theVICE

For the Self-Employed

90% LTV / $3.5M

theZERO

Business Purpose Loans

80% LTV / $3.5M

theFOREIGN

For International Buyers

75% LTV / $2M

theGURU

For Good Credit Borrowers

90% LTV / $3.5M

theSNAP

For Borrowers with Imperfect Credit History

90% LTV / $3M

theFLEX

For Borrowers with Imperfect Credit History

90% LTV / $3M

theLUXE

Jumbo Financing

Lightning quick approvals with smiling and educated concierge representatives. We are built on our Brokers Come First initiative...

Gary Zumski, CRO of Redstone

Non-QM
Alternative Documents

For the self-employed

theVICE

Max LTV 90% No MI
Max Loan Amount $3.5M
Cash Out $1M
12/24 Mo. Bank Statements
12/24 Mo. 1099, P&L
Asset Utilization, WVOE
FICO 660
O/O, SH. N/O/O
ITIN Available

Call Sales

DSCR / No Ratio

For investment properties & second homes

theZero

Investment Properties
Max LTV 80%
Max Loan Amount $3.5M
Cash out $1M
Min FICO 600
No Borrower Income
No Ratio
DSCR < 1 OK
Can Close in LLC
0x60 and/or Housing Event Ok
Vacant Property Ok

Call Sales

DSCR / No Ratio

For international home buyers

theFOREIGN

Max LTV 75%
Max Loan Amount $2M
Standard Doc & DSCR
Third Party Letter for Income
6 Months PITIA
SH & N/O/O
Assets in Foreign Entity OK

Call Sales

Non-QM Full Doc

For Good Credit Borrowers

theGURU

Max LTV 90% No MI
Max Loan Amount $3.5M
Cash Out to $1M
1 or 2 year Full Doc
Min FICO 660
Up to 55% DTI
Interest Only Available
O/O, SH, N/O/O
ITIN available

Call Sales

Credit Event - Full Doc

For those impacted by a crisis

theSNAP

Max LTV 90% No MI
Max Loan Amount $3M
Cash Out $1M
1 or 2 year Full Doc
Min FICO 580
0x60x12 Mtg. Late OK
FCL, DIL, SS, BK - 24 Mo.
O/O, SH, N/O/O
Up to 50% DTI
ITIN Available

Call Sales

Credit Event - Alternative Documents

For those impacted by a crisis

theFLEX

Max LTV 90% No MI
Max Loan Amount $3M
12/24 Mo. Bank Statement
12/24 Mo. 1099 or P&L
Min FICO 580
0x60x12 OK
FCL, DIL, SS, BK - 24 Month+
O/O, SH, N/O/O
Up to 50% DTI
ITIN Available

Call Sales

200 West Jackson Boulevard, 9th Floor, Chicago, IL 60606

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