Products Built to Amaze

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theVICE

Alternative Documentation Program

90% LTV / $3.5M

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theGURU

For Excellent Credit Borrowers

90% LTV / $3.5M

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theZERO

No Income / DSCR

80% LTV / $3.5M

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theSNAP

For Borrowers with Imperfect Credit History

90% LTV / $3M

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theLUXE

Jumbo Financing

theFOREIGN

For the International Buyers

75% LTV / $2M

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theFLEX

Alternative Documentation for Borrowers with Imperfect Credit

90% LTV / $3M

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Lightning quick approvals with smiling and educated concierge representatives. We are built on our Brokers Come First initiative...

Gary Zumski, CRO of Redstone

Non-QM
Alternative Documents

For the Self-Employed

Redstone - Leader in Non-QM

theVICE

  • Max LTV 90%
  • Max Loan Amount up to $3.5M
  • Cash out $1M
  • 12/24 mo. Bank Statements
  • 12/24 mo. 1099, P&L
  • Asset Utilization, WVOE
  • FICO 660
  • O/O, 2nd Home, N/O/O

DSCR / No Ratio

Business Purpose Loans

Redstone - Leader in Non-QM

theZERO

  • Investment Properties 
  • Max LTV 80%
  • Max Loan Amount $3.5M
  • Cash-Out $1M
  • Min. FICO 600
  • No Borrower Income 
  • No Ratio 
  • DSCR < 1.00 OK
  • Can Close in LLC
  • 0x60 and/or Housing Event OK
  • Vacant Property OK

DSCR / No Ratio

For International Home Buyers

Redstone - Leader in Non-QM

theFOREIGN

  • Max LTV 75%
  • Max Loan Amount $2M
  • Standard Doc & DSCR 
  • Third Party Letter for Income
  • 6 Months PITIA
  • 2nd Home & N/O/O
  • Assets in Foreign Entity OK

Non-QM Full Doc

For Excellent Credit Borrowers

Redstone - Leader in Non-QM

theGURU

  • Max LTV 90%
  • Max Loan Amount $3.5M
  • Cash-Out to $1M
  • 1 or 2 year Full-Doc
  • Min. FICO 660
  • Up to 55% DTI 
  • Interest Only Available 
  • O/O, 2nd Home, N/O/O

Credit Event - Full Doc

For Those Impacted by a Crisis

Redstone - Leader in Non-QM

theSNAP

  • Max LTV 90%
  • Max Loan Amount $3M
  • Cash-Out $1M
  • 1 or 2 year Full-Doc 
  • Min. FICO 580
  • 0x60x12 Mtg. Late OK
  • FCL, DIL, SS, BK – 24 Mo. 
  • O/O, 2nd Home, N/O/O
  • Up to 50% DTI

Credit Event -
Alternative Documents

For Those Impacted by a Crisis

Redstone - Leader in Non-QM

theFLEX

  • Max LTV 90%
  • Max Loan Amount $3M
  • 12/24 mo. Bank Statement 
  • 12/24 mo. 1099 or P&L
  • Min. FICO 580
  • FCL, DIL, SS, BK – 24 Month +
  • O/O, 2nd Home, N/O/O
  • Up to 50% DTI
200 West Jackson Boulevard, Suite 900, Chicago, IL 60606
Redstone Funding LLC. All rights reserved.
Distribution of materials without express writeen permission is strictly prohibited.
Programs and rates are subject to change without notice. Not available in all states.
Terms subject to qualification. Disclosures & Licenses
© Redstone 2021 | Redstone Funding LLC NMLS #1938419  https://www.nmlsconsumeraccess.org/
200 West Jackson Boulevard, Suite 900, Chicago, IL 60606
Redstone Funding LLC. All rights reserved.
Distribution of materials without express writeen permission is strictly prohibited.
Programs and rates are subject to change without notice. Not available in all states.
Terms subject to qualification. Disclosures & Licenses
© Redstone 2021 | Redstone Funding LLC NMLS #1938419  https://www.nmlsconsumeraccess.org/

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